Payday Reform Legislation limits consumer choices/threatens privacy Last week the Wisconsin State Assembly voted to pass Substitute Amendment 1 to Assembly Bill 447. This is payday lending regulation that places a cap on the overall loan amount for short term loans, prohibits rollovers, and bans consumers from seeking more than one short term loan at [...]

In today’s world it seems that we have developed a society that monitors its actions by creating intrusive databases to keep a watchful eye on everyone from consumers to students to taxpayers. There is no better example than the recently passed State Senate Bill 371, which directs the Board of Regents of the UW System, [...]